Workers' compensation insurance (workers' comp insurance) is a mandatory type of insurance carried by many businesses. It is a key part of running your business by keeping employees safe at work. However, if a worker does suffer an injury, workers compensation coverage provides you and your employees with important protection.

 

Workers compensation coverage is a state-mandated insurance program that covers lost wages and medical treatment resulting from an employee’s work-related injury or illness. It also covers services needed to help an employee recover and return to work. 

 

Who Needs Workers' Comp Insurance?

Workers' comp insurance is required by law in almost every state. Workers' comp laws are designed to ensure payment by employers for some part of the cost of injuries, or in some cases, of occupational diseases, received by employees in the course of their work.

 

A Leader in Workers Compensation

As one of the most supportive carriers of workers compensation, we have the knowledge and resources necessary to:

• Assist injured workers in obtaining necessary medications for work-related injuries without out-of-pocket expenses

• Deliver top claims services with consistently superior outcomes

• Provide quality, affordable treatment for injured workers from our network of local medical providers

 

Resolving Claims Effectively and Efficiently

We know that every minute of lost productivity hurts your business, so we take pride in the fact that we close claims faster and at lower cost than the industry average.* Our expertise results in fewer days out of work for your employees and a significantly lower cost of risk for your business.